La Banque Postale loan repurchase simulation (Tutorial)

You are currently juggling several credits , with differences in monthly payments and durations .
Thanks to the consolidation of credits, all your loans are grouped together in a single loan with a single monthly payment and a single due date.
La Banque Postale provides an online tool to simulate a repurchase or consolidation of loans .
We have tested it for you. Have your amortization tables ready so that you can fill in the various fields.

Credit redemption simulator on

On the website, you can:

Take the example of an individual, owner, who has several loans for his car, his house and various consumer loans , the loan for renovation work in his house. In addition, he wants to have a reserve of money to fill his bank overdraft.

Click on the titles in bold:

  • Consumer loans with at least one mortgage
  • Owner
  • Type of credit to redeem
    - Auto loan (select from the drop-down menu)
  • Capital outstanding (indicate the amount)
  • Current monthly payment (enter the amount of your monthly payment)
  • + Add a loan (choose another loan type)
  • Type of credit to redeem
    - Mortgage loan (to be selected from the drop-down menu)
  • Capital outstanding (indicate the amount)
  • Current monthly payment (complete the field)
    + Add a loan (choose another loan type)
  • ...

banque postale simulation

simulateur Banque postale

Extract from the official Labanquepostale website

How to complete the simulator?

Here is a screenshot of a loan redemption simulation, once the fields have been completed with your current credits:

propriétaires crédits
montant credit

The total amount of the outstanding capital as well as any additional financing must be between $ 1,500 and $ 75,000.

Click on the " Next" tab. The amount of your new loan including your new monthly payment appears on the following page:

new monthly payment
postal bank simulation prints The simulations carried out on the La Poste site are given for information only and have no contractual value. You can keep track of your simulation by printing it.
For more information, you can contact an advisor by email or ask to be called back later (by clicking on the tabs located under the simulator):


warning The simulation is easy to perform. You just have to make sure you respect the range given for the total amount of outstanding capital and any additional financing (between $ 1,500 and $ 75,000).

A loan commits you and must be repaid. Check your repayment capacity before you commit.

details Also consult our files on the repurchase of credits : definition of repurchase of credits and tutorial repurchase of credits

La Banque Postale loan repurchase simulation (Tutorial)
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