"Keep it simple and deserve your smile", according to Banque Accord, carrying out projects such as getting out of debt is as simple as that! Banque Accord, which was created in 1983 by the Auchan group, offers various financial products ( consumer credit, revolving credit, personal credit, loan repurchase, etc. ). Did you know that the simple fact of consolidating all of your credits could be a possible solution to reduce your monthly payments ? Update on the repurchase of credits according to Banque Accord.
The repurchase of credits: a solution to reduce its debt ratio
Citizens with modest incomes are led, one day or another, to apply for funding for the purchase of real estate as well as for the purchase of consumer goods (furniture, electronic devices, household appliances, etc.) or even a car. There are a good number of financial products on the market to allow consumers to have fun including consumer loans. Unfortunately, no one is immune to a hard blow such as a decrease in income following a dismissal for example or a divorce.
Unexpected situations can lead you to seek real solutions to continue living peacefully while enjoying your purchasing power. It is clear that many households expressed this need for help, the Banque Accord group chose to offer a simple financing solution ; consolidate the debts in a single loan in order to lengthen, of course, the repayment period, but to greatly reduce the monthly payments (monthly savings of up to 60%). It is in the interest of the Banque Accord group to offer loan repurchases .
Banque Accord solutions
As said previously, La Banque Accord offers loan consolidation solutions. This device is only possible after an in-depth study of the income and your charges as a consumer who feels caught in the throat by bills ( you must not exceed 33%, in which case there is a real risk of over-indebtedness. ).
In addition, you should know that the minimum amount of outstanding capital must be $ 3,000 and the maximum amount of $ 250,000 for the file to be accepted, initially, by this Auchan organization. You will then have to calculate your repayment capacity to find out whether your file is admissible or not. From the perspective that the advisor considers that you are a potential candidate, he will offer you several financing plans with varying monthly payments and terms. It's up to you to choose what works best for you. In addition, it is important to specify one important thing: Banque Accord offers debt rescheduling solutions for consumer loans (personal credit, vehicle credit, bank overdraft) as well as for mortgage loans . It is also possible to combine both!
In addition, Banque Accord can grant you additional credit to finance a new project. In this case, it will be necessary to specify it during your request so that the new loan is included in the calculation of the repurchase of credits. Before committing to this system, do not hesitate to do a simulation from the online portal and to get information!
Talk to a Banque Accord advisor
Who is better than a financial expert to advise you? Financial officers are available at 08-26-00-43-43 weekdays from 8 a.m. to 8 p.m. and on Saturdays from 8:30 a.m. to 5 p.m.