Repurchase of credits at “Crédit du nord”

Being alongside French citizens is the philosophy of Crédit du Nord. This financial institution is not just a bank. It also supports consumers in their project by offering various financing solutions ( loans for young workers, loans for students, loans for carrying out work, home ownership, revolving credit, etc. ), savings solutions ( booklet A, LEP account, life insurance… ) and insurance solutions ( auto insurance, home insurance, funeral capital… ). The consolidation of loans is part of the product portfolio of this financial group. Discover, in a few lines, the concept of this financial transaction.

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Take advantage of the repurchase of loans to improve your cash flow

The repurchase of credits does not concern only the citizens presenting aggravated financial problems . It is quite conceivable to take advantage of this system to anticipate a future (near retirement for example) or quite simply out of a desire to gain purchasing power. Indeed, the consolidation of credits is a concept which, at its origin, aimed at making borrowers ' budgets more flexible by proposing a reduction in monthly repayment installments.

After reading this, you are entitled to ask yourself how such a financial product can reduce the charges relating to a consumer's credit. You are aware that the different loans contracted with different credit organizations are subject to different rates (one loan is subject to a rate of 8% while another at a rate of 12% or even 1 %) and different durations. This dispersion increases the amount of reimbursements considerably.

Banking and credit organizations have therefore imagined a product that would allow all loans to be centralized with one and the same interlocutor; it is the repurchase of credits.

Crédit du Nord offers to concentrate your consumer loans, but also your mortgage loans in a single loan at a single rate over a variable period depending on your repayment capacity . Result: you have more than a loan and a single organization to pay each month. Before granting a loan, Crédit du Nord undertakes to carry out a personalized study of your personal and professional situation . No repurchase of credits can be granted if the financial situation is disastrous.

In addition, you should know that Crédit du Nord has signed the AERAS agreement. What does that mean ? The AERAS agreement ( Insuring and borrowing with an aggravated health risk ) allows citizens who have had a serious health problem to have access to loans. Crédit du Nord is participating in this system.

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Get closer to Crédit du Nord for the repurchase of credits

Simulating your loan buyback before you start is possible on the Crédit du Nord website . If you need a contact for information or assistance, you can make an appointment with an advisor at one of the Crédit du Nord branches. Telephone contact is also possible: 08 106 319 19. Opening hours: Monday to Friday from 8 am to 9 pm and Saturday from 9 am to 5 pm.

Repurchase of credits at “Crédit du nord”
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