BC Finance is a banking intermediary that works on behalf of the largest banks. He specializes in the granting of credits, in particular the repurchase of credits. This financing solution consists of reducing the cost of loans and concentrating them in a single monthly payment. Other advantages, you do not have to change bank and you only have one point of contact to manage your new loan.
On the bcfinances.fr site, several options are available: consolidate your credits, finance your projects, testify, use online tools and simulators .
On the home page of the site ( bcfinance.fr ), click on the “ Group your credits ” table to start the loan buyback simulation. This process is free and only takes a few minutes:
Extract from the official bcfinance.fr website
You can also select from the menu bar: Or on , then on “free simulation” in the drop-down menu to access the following table:
Complete all the fields ( consumer loans, total monthly payments, real estate loans , cash flow requirements, real estate and professional situation, Bank of United States file , Co-borrower ), in particular those of a compulsory nature (preceded by an asterisk).
Do not forget to tick “yes” or “no” in the penultimate question: “Are you the subject of a bank card?” . If you answered “yes” to this question, this will allow the loan buyback expert who will study your file to offer you a solution more suited to your budget.
Likewise, don't forget to answer the last question ( “Is there a co-borrower?) By checking either“ yes ”or“ no ”. The fact that there is a co-borrower can constitute an additional guarantee for the credit institution.
Click on “Continue” to go to the next step (2/2).
Fill in your personal information then click on “ Validate the request ” (green button at the bottom of the page). In the seconds that follow, you will receive confirmation of receipt of your loan redemption request.
An advisor will contact you to study your needs in detail. In the meantime, you can also call from Monday to Friday from 9 a.m. to 7 p.m. on 0 808 810 810 (free number - see insert from the site below).