Are you having difficulty making ends meet, repaying your loans ( consumer credit, mortgage loans, etc. ), financing new projects? To cope with critical financial situations, the responis bank offers the repurchase of credits . The credit restructuring solution may be a plausible and life-saving solution depending on your situation. Its advantages: better readability of its accounts because all the loans are grouped into one with a single amount to be retained, single rate applied , a single repayment due date for the new monthly payment, significant reduction in the amount of this monthly payment (budget reduction, increase in purchasing power). Its drawbacks: increase in the cost of initial loans, lengthening of monthly repayment installments , can give some households the impression of having gone out of business and encourage them to (re) consume unreasonably. On the site responis.fr/simulation-rachat-credit , test the simulation of the repurchase of Responis credits online. We guide you step by step to complete your credit consolidation request in a few minutes.
The form is quick and easy to complete . It only has 3 steps. For the first, you must specify “ Your financial situation ”. Gather all your loan balances and think about specifying if you want a reserve of money to finance a “ New Project ” for example. Click on “ Next step ” to progress through the form.
Extract from the official Responis.fr website
You access the second step “ Your information ”.
Specify, in the “ accommodation ” field if you are an owner, tenant, etc.
In “contract”, say if you are on a CDD, CDI…
As with any simulation of online loan redemption, you must declare the information provided in the form accurate . Check the box “ I declare on my honor the accuracy of the information provided ” then “ Validate ”.
Once the form is fully completed, you will receive a response in principle from Responis . In view of the elements that you have provided, it may be that your situation does not allow support from them. Your “ Instant S imulation ” is then refused. See example below:
On the contrary, if your situation allows it, you will receive an estimate of your new monthly payment in the event of repurchase of credits from Responis via your e-mail address. In order to study your file in detail , supporting documents and new elements are requested by electronic means, by fax or by mail (see postal address mentioned below).
You can ask to be called back by a Responis expert at any time. To do this, click on the image “Let us call you back!” and mention your contact details and availability.